A certificate of insurance (COI) is a one-page document that shows your mover is insured. Many apartment buildings, co-ops and condos in Westchester County and New York City will not let a moving crew through the door without one. With Lemon Team Moving you get your certificate of insurance in minutes, free with your move.
How to get a certificate of insurance for your move
- Ask your building for its COI requirements. The management office, the doorman or the super usually has a sample sheet with the exact names and wording the building wants.
- Send the sample to us. Forward it to sales@lemonteamoving.com or text a photo to (914) 468-5501.
- Get the certificate in minutes. We send the certificate of insurance to you and to your building’s management office, made out exactly the way the building asks.
Why buildings ask movers for a COI
Moving day is hard on a building. Sofas go through lobbies, dollies roll over hallway floors, and the elevator runs all morning. A certificate of insurance tells the owner and the management company that an insured mover is doing the work. That is why most managed buildings want it on file before they book your elevator.
You will meet this rule most often in high-rise rentals and condos in White Plains, New Rochelle and Yonkers, in co-ops in Bronxville, Scarsdale and Larchmont, and in almost every doorman building in Manhattan, Brooklyn and Queens. Some buildings ask for a certificate from the mover at both addresses, so check the building you are leaving and the building you are moving into.
What your building usually wants to see
- The building owner and the management company named on the certificate
- Coverage amounts that match the building’s rules
- Your name, your apartment number and the move date
- The certificate sent from the mover or its insurance agent, not from the tenant
Every building writes its own rules, so the sample sheet matters. If your building has no sample, send us the name and address of the building and the name of the management company, and we will take it from there.
Moving day tips for buildings that require a COI
- Ask early. Request the requirements when you sign the lease or the contract, not the week of the move.
- Book the elevator. Many buildings give out move slots, often on weekdays between 9 a.m. and 4 p.m. Ask about weekends before you pick a date.
- Check both ends. The building you leave and the building you enter may each want their own certificate.
- Tell us about the access. A loading dock, a service entrance or a long walk from the truck changes how we plan the day, and it is part of your flat price.
Certificate of insurance FAQ
How much does a COI cost?
Nothing. The certificate of insurance is free with your move.
How long does it take?
Minutes after we receive your building’s requirements during business hours. Send them as soon as you have them so the building can approve the move in time.
Can you send the COI directly to my building?
Yes. Give us the email address of the management office and we send it to them and copy you.
Do I need a COI for a house?
Usually not. Private houses rarely ask for one. Managed apartment buildings, co-ops, condos and office buildings usually do.
Is Lemon Team Moving insured?
Yes. Lemon Team Moving is USDOT-registered (USDOT #4324764) and insured. New York State explains how insurance protects consumers on the Department of Financial Services website.
Need a COI and a price?
We are a local mover in New Rochelle with 120+ Google reviews, every one of them five stars. Film your rooms and get a guaranteed flat price in minutes, see our Westchester movers page, or call (914) 468-5501 and we will sort out the certificate of insurance and the move together.